Accounts
UK account types for holding and trading investments. Choose the right wrapper for your goals.
General Investing Account
Flexible, unrestricted access to the markets
A standard investment account with no contribution limits and no tax wrapper. Hold shares, ETFs, funds and more, with full access whenever you need it.
Learn moreStocks & Shares ISA
Tax-free investing, up to £20,000 a year
A tax wrapper that shelters your investments from Capital Gains Tax and tax on dividends. The 2026/27 annual allowance is £20,000.
Learn moreSIPP / Pension
Tax-relieved retirement investing
A Self-Invested Personal Pension lets you invest for retirement with tax relief on contributions. Growth is tax-free, and you can take 25% tax-free from age 55 (rising to 57).
Learn moreCFD Trading
Leveraged trading on price movements
Contracts for Difference let you speculate on rising and falling markets without owning the underlying asset. Leveraged, with potential for both gains and losses.
Learn moreSpread Betting
Tax-free leveraged trading (UK)
A UK-only leveraged product where you bet £ per point of price movement. Profits are free from Capital Gains Tax and Stamp Duty, but leverage means losses can mount quickly.
Learn moreCash ISA
Tax-free savings, no investment risk
A savings account that pays interest free of income tax. The 2026/27 allowance is £20,000, shared with your Stocks & Shares ISA. Capital is protected (up to FSCS limits).
Learn moreLifetime ISA
25% government bonus for a first home or retirement
A Lifetime ISA gives you a 25% government bonus on contributions up to £4,000/year (max £1,000 bonus). Withdrawals are penalty-free for a first home (up to £450k) or from age 60.
Learn moreThese pages are for information only and do not constitute personal financial advice. Tax rules and allowances refer to the 2026/27 tax year and may change.