Accounts
Stocks & Shares ISA
Tax-free investing, up to £20,000 a year
A tax wrapper that shelters your investments from Capital Gains Tax and tax on dividends. The 2026/27 annual allowance is £20,000.
Key features & allowances
- £20,000 annual allowance (2026/27)
- No tax on capital gains or dividends
- Can hold shares, ETFs, funds, bonds
- Withdraw anytime without losing the tax benefit
Best for
- Most UK investors' first port of call
- Long-term growth you want to shelter from tax
- Building a diversified portfolio
Risks & considerations
Once the annual allowance is used it cannot be carried forward. Not suitable where you need guaranteed capital.
For information only and not personal financial advice. Tax rules refer to the 2026/27 tax year and may change.